John Higgins Auctioneers

John Higgins Auctioneers

Ballyhaunis, County Mayo, Ireland

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3-bedroom residence,
Ballyhaunis

3 bedroom bungalow on ½ acre site,
Ballyhaunis

Mortgages

YOUR STEP BY STEP GUIDE

Buying your first home is one of the most important decisions you'll ever make. So naturally, you want it to go smoothly. And that means knowing what to expect. Of course common sense will tell you a lot, but there are things you need to be aware of, and by following the simple steps outlined below, you'll be opening the door to your first home - hassle free and stress free - in no time.

  • First talk to us. We can discuss with you how much you can afford to borrow, what type of mortgage would suit your needs, as well as offering good advise on the whole process.
  • We can give you a permanent tsb Loan Approval Certificate, based on income details supplied by you. This will tell you how much you can borrow, so you can shop around. Permanent tsb will lend you as much as you can comfortably afford to repay.
  • You will need to find a solicitor to act for you (shop around for quotations).
  • When you find the ideal home you may want to put down a booking deposit (or contract deposit usually 10%), your solicitor will guide you through this part of the process.
  • We can help you to complete a Home Loan application form.
  • You will now be ready to pay the rest of your deposit (usually 10 %) and sign and exchange contracts. Your solicitor will guide you through this part of the process.
  • You will need to arrange house insurance and life assurance. We can take the hassle away and arrange it for you.
  • Finally, you get your keys and start your life in your new home. Remember, we'll always be there for you to answer queries or work with you as your needs change.

Mortgages Calculator

Just fill in the amount of your loan, interest rate and number of years to see how much you would need to pay back per month.

Loan

(do not use comma)

Rate

(do not use %)

Years

 

Monthly Payment

FREE MORTGAGE QUOTATION

To get a free quotation call in today for a hassle free quotation & assessment or download and complete the application form below.

Download Mortages Quotation Form (Word Doc)

 

John Higgins Auctioneers
| Houses | Commercial | Land | Sites | Mortgage |

John Higgins Auctioneers
The Property Networkers
Main Street
Ballyhaunis
Co Mayo
Ireland

Tel: + 353 94 963 0088
Fax: + 353 94 963 1383
E.mail: jhconsult@eircom.net

 

 

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